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Letter To President Obama

Letter To President Obama...

Dear President Obama, For the past two years, I have worked with people who are striving to get out of debt–all the while trying to get out of debt myself. Some of them have lost their homes to foreclosure and I have seen how it can ruin a life to lose a home. When I think of how many people have lost their homes recently, I come close to tears. This country needs to find a solution that is easy to follow, cost...
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Managing Holiday Debt

Managing Holiday Debt...

Image via Wikipedia The best way to manage holiday debt is to start way before Christmas. If you like to spend a lot for Christmas and pay for it for the next year, it could catch up to you quickly. Racking up big credit card bills and buying things with borrowed money isn’t a good idea. Even if the store offers no interest until next year, they know that most people will not pay off the bill before they...
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Debt Software Solution

Debt Software Solution...

There’s a debt software solution that I’ve found to work brilliantly to get people out of debt.   It helps you get rid of your debt in a few years instead of decades.  This debt software is not free, but I wouldn’t expect it to be with all the stuff it does. So, if you’re looking for free debt software, you may want to look somewhere else.  But, here’s why United First Financial’s ...
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The 401K Fallout

The 401K Fallout...

Checked your 401k lately? The recent financial collapse has devastated this retirement resource. Older workers are hardest hit, as their financial futures may now be at risk. Steve Kroft reports.
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Your Survival Guide to Managing Credit Card Debt

Your Survival Guide to Managing Credit Card Debt...

credit card management This picture is a credit card frozen in a glass of water. Some people have suggested that if you have outstanding credit card debt, you should freeze the credit card in a block of ice so that if you are tempted to spend something on it, you will have to thaw it out before you can use it. That will force you to think about whether what you are buying is really necessary. I just wonder if that...
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Credit Card Predatorial Practices Hurt Middle Class

Credit Card Predatorial Practices Hurt Middle Clas...

The credit card companies have been jacking up interest rates and raising minimum payments while lowering credit limits and sometimes closing accounts completely. This is leaving many families and individuals in a bind with very few alternatives. The burden of debt for many people is more than they can handle. I love this speech because of the examples he gives of real people affected by the credit card crisis in America....
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Avoid These Sneaky Credit Card Tactics

Avoid These Sneaky Credit Card Tactics...

Credit card debt management has never been so important.  This video is full of the sneaky things that the credit card companies are doing to people lately and how to avoid the harsh penalties they are imposing for various reasons.  If you have a credit card, you need to watch this NOW.  It’s that important. Avoid these sneaky credit card tactics
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Pay Off Debt

Pay Off Debt...

Pay off debt using the latest tools and technology?…What does that have to do with paying off debt?  Well…just about everything, really!  People always say they’d like to pay off their debt, but many people don’t really have a clue how a program like the Money Merge Account® program can help to accelerate their debt pay off rate drastically! I know I didn’t understand the concept fully...
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How Do I Get Out Of Debt Today?

How Do I Get Out Of Debt Today?...

“How do I get out of debt today?”  If you’re reading this, you’re probably frustrated with the economy and your debt.  It seems that everyone is worried about debt these days.  The economy went south and people are living with the debt they used to be able to afford.  Now, the cost of living is higher, the income is lower, and the debt is outrageous. People are getting laid off and having to...
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Financial Freedom/Debt Management Solutions

Financial Freedom/Debt Management Solutions...

Financial freedom, debt management, and accelerated payoff go hand in hand.  Everyone knows debt is something to be avoided and that those who earn interest are better off than those who are paying it.  But, how do you gain financial freedom when you’re one of those people paying interest every month? I mean, really…if your whole entire paycheck is paying off interest and you barely skim the surface of...
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