I’ve made a short video about loading bizpack letters onto Bizpack, but I don’t know how to load it here.  It’s my first time playing with camtasia.  I’ll work with it some more and hopefully get it on here, soon.

“How do I get out of debt today?”  If you’re reading this, you’re probably frustrated with the economy and your debt.  It seems that everyone is worried about debt these days.  The economy went south and people are living with the debt they used to be able to afford.  Now, the cost of living is higher, the income is lower, and the debt is outrageous. People are getting laid off and having to pay the same bills with very little to no income.

If you’re fortunate enough to have an income, spending less than what you earn is crucial to tackle that mountain of debt.

How Do I Get Out of Debt Today?

You may have heard that it’s important to pay the bill with the highest interest rate first. While that plan is better than no plan, that might not be the fastest way to get out of debt.  There are many factors to consider when looking at which bill should be paid off first.  The length of the loan, the amount of the loan, the amount of the payment, the interest rate, and the method of calculating interest and fees must all be considered if you want to make the best decision. This seems like a lot to consider, and it is.  The Money Merge Account program from United First Financial automatically looks at each of these variables at any given moment. It recalculates it on a continual basis, changing with your financial situation and always steering you towards the fastest way to get out of debt.  For this reason, it can save thousands of dollars in the amount of interest that you actually pay.  This program has become increasingly popular.  As an agent for United First Financial, I love helping people to see the reasons I love the program.  It is helping our family through these tough times and it can help yours, too.

Here’s the video of the webinar I did on loading content to a website tonight account.

Financial freedom, debt management, and accelerated payoff go hand in hand.  Everyone knows debt is something to be avoided and that those who earn interest are better off than those who are paying it. 

But, how do you gain financial freedom when you’re

one of those people paying interest every month?

I mean, really…if your whole entire paycheck is paying off interest and you barely skim the surface of repaying your debt, how will you ever get ahead?  Do those people who are earning interest even know what it feels like to be on the paying end, or were they just born rich?

Well, take it from me, I know what it’s like to be on the paying end.  I was NOT born rich and I have been paying interest nearly all of my life.  It’s no fun.  And, you feel pretty hopeless when you’re making no headway on your amount owed, sometimes increasing the amount, even though you’re making payments.  It doesn’t seem fair.

That’s because it’s NOT fair!

But, what if you could turn your life around by following a financial freedom/debt management system that is so easy to use that even people with very little financial understanding could follow it day by day just by logging onto their computer and looking at their personal plan and doing what it tells them to do.  I’m not talking about something that takes a ton of extra money each month, but something that fits into your current lifestyle.

This financial freedom/debt management plan is available right now.  And, today it’s easier than ever to get started on this plan.

Here is an incredibly detailed video of a webinar that I have done to help people get up to speed with our internet branding class.  We covered how to do blogs from start to finish.  Starting with purchasing a domain from merge domains and loading a wordpress blog onto the domain.  Then, on to setting up the blog to be ready to be searched by search engines and found.  There’s lots of information here, so make sure you have another tab open so you can work along with the video.  Pause it as you go along so you can follow the instructions as you watch it.  These videos are free of charge and you can pass them along to anyone who would be interested in learning how to blog for business.  It’s a little scattered and my baby cries at the end, letting me know I’ve been on there long enough.  The whole video is about an hour and a half, so be prepared for a lot of information.

When you finish watching this video, you can enter your name and e-mail to receive the next video about changing themes.  After you fill in the form, the video will be sent to your e-mail.

I’m just bubbling with excitement about the new video I’m going to produce.  It’s been keeping me up at night with new ideas and things just coming at me.  Since I had the idea, more and more ideas about how to make it work keep coming into my head.  I’m just amazed at how quickly things come together sometimes.  It makes me believe that the ideas are not from me, but from God.  So, I’m giving Him all the credit.  I’m just so excited to implement the plan.

New Financial Concepts Video

This new video is going to explain financial concepts in an object lesson that will be easily understood by even young children.  It will be a great tool in teaching people about financial concepts and I’m sure it will be used in many different applications.  I can’t wait to release it.  I’ll keep you posted as to the progress.  If you’d like to know about it right when it’s released, sign up for the e-mail updates to this blog and you’ll receive an e-mail each time I update this blog.  Then, you won’t miss it.

See you soon.

Credit card debt management is a big subject these days. It seems that everyone is trying to manage their credit card debt.  I heard on the radio that people are even trying to pay down their credit card debt before their mortgage, which would be disastrous and no financial advisor would tell you to do that.  The reason people are doing it is because they are so worried about losing their homes and they are upside down in their mortgage, owing more than the home is even worth.  People are giving up hope, and walking away from mortgages, knowing they will be foreclosed upon and turning to their credit cards to bail them out.

This is a TERRIBLE strategy! Why?  Because they lose their home, which could eventually be worth far more than it is today.  They destroy their credit by neglecting the mortgage.  They probably don’t realize it, but many credit card companies are actually lowering credit lines as people are paying down their credit cards, and their credit available will be gone due to their unwise neglect of their mortgage.  This puts them in a terrible trap, which will take years of hard work to reverse.

The better solution is to get out of debt completely by paying their mortgage as well as their credit card debt. Management of the total financial picture is a better solution and one that will bring financial stability and peace of mind.  This total financial debt management is possible using the Money Merge Account from United First Financial. Even with very little discretionary money, the Money Merge Account program will allow a family to pay down all their debt in a fraction of the time.

So, when it comes to credit card debt management, make sure you look at the whole financial picture and don’t make emotional decisions that will hurt you for years to come.

OK, so December was a tight month for our family and I was about to cancel my UTracker service.  I debated over this for some time, since I love the UTracker Pro Plus and can’t really do business without it.  I called and asked them how to cancel and told them I wanted to cancel that month.  They said I’d have to fax in a form to change and stop the service.  I thought about it a while and decided not to cancel and never sent in the fax.

Well, my UTracker wasn’t working right, so I called and asked what the problem was.  They reminded me that I had asked for the service to be cancelled back in December.  Boy, did I feel dumb.  I got right on the computer that minute and punched in my card number to charge it.  I was desperate.  I needed the notes on my clients, the access to the videos, and the ability to e-mail the videos to my prospects.

I realize that this was my mistake and I wish I hadn’t canceled my UTracker Pro Plus.  Today is the day that I have set aside for calling back clients and following through with old leads.  Since I cancelled the UTracker Pro Plus, I am dead in the water.  I don’t dare call back all my prospects without the notes on file about them and the videos I need to send them and the analyses that I need to run for them.  Once again, I realize the importance of keeping things current and not letting your UTracker Pro Plus lapse.

Sign up here!

…and get your own website to start sending people to.  It’s that easy.  You never know what will happen, but for me, it’s been an easy way to secure a base pay and help improve my business at the same time.